Commercial Portfolio Manager

Angott Search Group is proud to partner with a respected Michigan CUSO in the search for a Commercial Portfolio Manager. This opportunity is ideal for a seasoned commercial credit professional who excels in portfolio oversight, proactive risk management, and borrower relationship management with exposure to loan workout strategies.

The Commercial Portfolio Manager is accountable for managing and servicing a commercial loan portfolio while monitoring credit risk, maintaining borrower relationships, and protecting asset quality.

Key Responsibilities

• Manage and service a portfolio of commercial loan relationships

• Monitor borrower performance, covenant compliance, insurance tracking, and risk ratings

• Review past-due and matured loans; recommend appropriate action plans

• Analyze financial statements, cash flow, collateral, and repayment capacity

• Prepare portfolio reports, including past dues, exceptions, performance updates, and profitability

• Conduct borrower interviews to assess risk and lending needs

• Interpret loan documents and exercise independent credit judgment

• Participate in loan structuring and negotiation with borrowers and credit unions

• Support loan closings, documentation review, and administrative oversight

• Implement workout strategies for adversely graded loans to mitigate risk and minimize loss

• Participate in collection efforts and evaluate restructuring scenarios

• Identify opportunities for borrower retention and relationship expansion

• Mentor Financial Analysts, Portfolio Manager I's, and Interns

Success in this role is measured by proactive risk awareness, timely portfolio reporting, effective action on problem credits, regulatory compliance, and visible demonstration of the organization's core values: Teamwork, Accountability, Integrity, Innovation, and Leadership.

Qualifications

• Bachelor's degree or equivalent experience

• Formal credit training preferred

• 4-7 years of commercial credit analysis and/or portfolio management experience

• Strong understanding of commercial loan documentation and risk monitoring

• Experience managing problem loans and workout strategies

• Advanced Excel and Microsoft Office skills

• Strong analytical, communication, and independent decision-making abilities

This is an excellent opportunity for a credit professional looking to expand impact within a mission-driven CUSO that values collaboration, sound risk management, and long-term relationship growth.