Portfolio Manager

General Details Title: CRE Portfolio Manager Location: Baltimore, MD (Hybrid: 4 days onsite after 90 days) Company Size: ~300 employees Job Description Notes Credit in Banking start would be great - it is going to be heavier credit Some CNI, CRE, - More CRE - 75-80% Work life balance is going to be better here than most places. Portfolio Manager Job description Company based in Baltimore, Maryland, is a leading financial institution serving the national healthcare and multifamily markets and the Mid-Atlantic region. POSITION SUMMARY : As a key member of our commercial banking team at, you will play a pivotal role in supporting relationship managers by facilitating the underwriting and monitoring of existing and proposed credits, including critical tasks such as line renewals, maturing loan assessments, and term loan reviews. Your responsibilities will extend to managing the status of existing loans, ensuring timely actions are taken on maturing or past due loans, and providing valuable assistance during loan closings. Additionally, you'll have the opportunity to contribute to special projects under the guidance of department managers, fostering both professional growth and operational excellence within our dynamic banking environment. ESSENTIAL DUTIES AND RESPONSIBILITIES: Prepare Loan Summary/Top Sheet, liaising with various stakeholders including Relationship Managers, Department Manager, and Credit Department for new loan requests and renewals, ensuring accuracy and timeliness. Manage maturing loans, preparing extension requests promptly and conducting credit analyses accurately to facilitate timely decision-making. Coordinate annual term loan reviews, collaborating closely with the Credit Department to ensure timely and precise assessments. Participate in the loan approval process as required, contributing insights and expertise to enhance decision quality. Maintain updated loan files with relevant financial information and memos, facilitating comprehensive and satisfactory loan reviews. Prepare responses to internal audits and loan reviews, ensuring compliance with regulatory standards and internal policies. Assist in managing Criticized Asset Reports promptly and accurately, supporting effective risk management practices. Ensure proper risk rating of loans and complete necessary documentation for risk rating adjustments. Coordinate covenant compliance matters, securing approvals for waivers or issuing covenant default letters as needed. Conduct thorough reviews of third-party reports such as appraisals, environmental assessments, and property condition reports. Support Loan Administrator in managing past due loans and collection of tickler items. Accompany bank staff on sales calls when appropriate, fostering client relationships and promoting business development initiatives. Contribute to ongoing staff training efforts, sharing expertise and insights to enhance team capabilities and performance. QUALIFICATIONS AND REQUIREMENTS: Bachelor's degree in Accounting, Finance, or Economics preferred; advanced degree advantageous. 2 or more years of credit analysis and/or commercial lending experience in banking or equivalent business-related experience. Proficiency in basic software applications such as Microsoft Word and Excel. Strong oral and written communication skills essential. Demonstrated customer service skills. Proactive mindset with the ability to work independently and collaboratively within a team environment. WORK ENVIRONMENT : We offer a hybrid schedule, with 4 days in-office and 1 day remote after the initial 90-day period. BENEFITS AND ADDITIONAL COMPENSATION : Additionally, this position includes a comprehensive benefits package and other forms of compensation, including: Employer-provided health benefits: medical insurance, dental & vision insurance, disability insurance, life insurance, mental health support services, and wellness program Paid time off: vacation days, sick leave, volunteer days Retirement plan: 401(k) with employer match Other compensation elements: Discretionary annual bonus and overtime pay for non-exempt positions Must-Have/Nice to Have Qualifications Minimum Education: BS or BA Required Certifications: Years of experience: 2+ years in credit, pm, financial analyst, credit analysts etc Benefit Information Benefits Summary: 100% paid healthcare for employees with participation in the Wellness Plan Includes Dental, Vision, STD, LTD, and EAP Free gym in our current HQ 12 holidays (plus extra days sprinkled in) 4% 401K match Company paid child daycare (Spring 2026) Free tickets to the National Aquarium and Maryland Zoo