Credit Analyst

Position Summary

The Credit Analyst is responsible for supporting SSAB's credit and collections function by evaluating customer creditworthiness, maintaining accurate credit files, and managing accounts receivable activities. This role ensures timely processing of credit applications, effective monitoring of existing customer accounts, and proactive collection of outstanding balances.

Key Responsibilities

Credit Application Processing

• Review and process new customer credit applications in a timely and accurate manner
• Verify financial information, trade references, and supporting documentation
• Evaluate credit risk and recommend appropriate credit limits
• Ensure all required documentation is complete and maintained in accordance with company policies

Credit Reviews & Account Monitoring

• Perform periodic credit reviews on existing customers to assess ongoing creditworthiness
• Analyze financial statements, payment trends, and credit exposure
• Maintain accurate and up-to-date customer credit files

Accounts Receivable & Collections

• Monitor accounts receivable aging and follow up on past due balances
• Contact customers to resolve payment issues and secure timely payments
• Investigate and resolve discrepancies related to billing or payments
• Communicate with internal teams (sales, shipping) about account concerns

Reporting & Administrative Duties

• Prepare and complete month-end reports
• Maintain accurate records and documentation to support audit and compliance requirements

Additional Responsibilities

• Support ad-hoc projects, process improvements as assigned
• Ensure compliance with company policies, procedures, and internal controls

Qualifications

• Bachelor's degree in Finance, Accounting, Business, or a related field
• Strong analytical and problem-solving skills
• Basic understanding of financial statements and credit principles
• Effective communication and interpersonal skills
• Proficiency in Microsoft Excel and other Office applications
• Ability to manage multiple priorities and meet deadlines

Preferred Qualifications (Optional)

• 2+ years of credit and collections experience
• Experience with SAP