Senior Credit Risk Analyst

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Why FCC?

At FCC, were proud to be 100% invested in Canadian agriculture and food. As a federal Crown corporation, we provide financing, knowledge resources and business management software to over 103,000 customers nationwide.

Heres what you can expect when you join our team:

• Competitive total rewards packages: market-aligned and performance-based salary and incentive programs, flexible and comprehensive group benefit and savings plans, and well-being support through benefits and wellness programs

• Purpose-driven work: We build strong relationships, share knowledge and support the people who feed the world

• Growth: Learning and development opportunities to help you thrive

• Hybrid work options

How youll make an impact

Play a critical role in shaping how FCC understands, measures and discusses credit risk, capital and risk adjusted performance. As a Senior Credit Risk Analyst on the Capital Quantification team, youll independently lead complex analytical work that informs decisions on new products, strategic initiatives, portfolio risk and capital allocation.

Your work will span expected loss (ACL), economic capital (ECAP ) and forward looking scenario analysis, helping FCC identify emerging risks, understand portfolio vulnerabilities and assess trade offs between growth, profitability and risk. With a high degree of curiosity and a desire to understand the why behind the numbers, youll use your technical abilities and agriculture industry knowledge to translate complex modelling outputs into clear, decision ready insights and actively facilitate discussions with senior leaders and stakeholders across Risk, Finance, Core Banking and Operations.

As a subject matter expert, trusted technical resource and mentor, youll help strengthen analytical capability across the team, influence how data and processes evolve and contribute to a culture of curiosity, rigor and continuous improvement.

What youll do

• Analyze credit risk and capital impacts (expected loss and ECAP) for new products, programs, and strategic initiatives including reasonability assessments and sensitivity analysis

• Lead end to end analytical projects independently, from problem framing through delivery of clear recommendations

• Identify trends, concentrations and emerging vulnerabilities in FCCs loan portfolio using large, complex datasets

• Develop and interpret forward looking scenarios and stress analysis to support ICAAP, planning, and senior management discussions

• Translate technical results from risk models into plain language insights that enable informed decision making

• Facilitate and enable conversations about capital, profitability and risk adjusted performance across the organization

• Partner closely with Risk, Finance, Operations, Core Banking and other stakeholders to ensure analyses are relevant, well understood, and actionable

• Recommend and influence improvements to data quality, analytical processes and reporting frameworks

• Provide leadership, coaching and mentorship to other analysts

• Champion strong analytical practices, intellectual curiosity and continuous learning within the team

What youll bring to the team

Required qualifications:

• A degree in finance, economics, mathematics, statistics, computer science or a related quantitative field

• Significant experience in credit risk, capital management or advanced analytics within a financial institution

• Significant experience with expected loss, economic capital, and portfolio credit risk concepts, including how IFRS9 (Allowance for Credit Losses) and OSFIs Capital Adequacy Requirements (CAR) influence their measurement, governance, and impact on capital and risk adjusted performance metrics

• Advanced analytical and problem solving skills, with the ability to work independently on complex, ambiguous problems

• Strong data skills and experience working with large datasets (e.g., SAS, Python); experience with visualization tools such as Power BI or QuickSight

• Excellent communication and interpersonal skills, with the ability to influence and collaborate across functions

Preferred qualifications:

• Experience in the agriculture or agri food sector is considered an asset

Not sure you meet every requirement? We encourage you to apply anyway.

You belong here
At FCC, were committed to creating an inclusive, equitable and accessible workplace one that reflects the communities where we live, work and play. Our team is made stronger through diversity, and were dedicated to building a workforce that brings together a range of backgrounds, abilities and perspectives.

We encourage qualified applicants to apply, including members of these four employment equity groups:
Indigenous Peoples
Members of visible minority groups
Persons with disabilities
Women

Accessibility and accommodations

To support an inclusive and accessible candidate experience, we encourage anyone needing an adjustment or accommodation during any stage of the recruitment process to email us at: TalentSupplyRecherch@fcc-fac.ca . An HR partner will respond and work with applicants who request a reasonable accommodation. Information received in relation to accommodation requests will not impact hiring decisions.